Posts Tagged ‘Investing’
A world with TFSAs vs without: Guess which can help a middle-class couple save $1.1M?
Will the tax-free savings account’s expansion only help the rich? That seems to be the popular belief, but the middle class may in fact be the biggest beneficiaries of all. It might not be that noticeable for a few years, but crunch the numbers and there is strong evidence it will make retirement immensely better,…
Read MoreTriDelta Investment Counsel – Q1 2015 investment review
Executive Summary – Good times in the stock markets may last a while Another quarter rolls by, and overall, it was another quarter of very solid returns for our clients. Can the good times for investment markets continue? The pessimists of this world say “this has got to end soon”. The optimists say “maybe…
Read More3 ways to benefit now from historically low interest rates
There are those who think that interest rates are going lower. They may be right. But this column is for those other folks. The ones who feel that the only place for interest rates to go from here is up. While many of us follow the prime rate that is tied to a variable rate…
Read MoreRRSP vs. TFSA
Like many Canadians most of us won’t be able to contribute the maximum to both a TFSA and an RRSP so what is the best strategy? Let’s say you have $5,000 to invest and assume for illustration that this is invested for 20 years, grows at 5.5% each year after fees and that your tax…
Read MoreTriDelta Q3 2014 Investment Report – Keeping the faith when the news is bad
Executive Summary Last quarter, our message was that Q3 is historically a positive quarter, but not as strong as Q1 and Q4. The message was also that we should expect to see our recent string of 1%+ monthly returns come to an end. Well it took until September, but it did indeed come to an…
Read MoreFour things you might not know about investment fees
Many mutual fund investors simply don’t know what they are paying or even that they are paying anything at all. A research study was done in 2013 by Environics of 1,004 Canadians over 25 years old and with more than $25,000 in investable assets. Of them, 25% said that they did not pay their advisor…
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