TriDelta Private Wealth is proud to offer customized solutions and welcomes the opportunity to discuss how your goals best fit with how we can help.
Full Client Engagement & Investment Management
A full client engagement is an ongoing relationship between client and advisor inclusive of all TriDelta services and best in class investment strategies. This includes the initial phases of developing the financial plan, a proactive review and update of the plan over time, an actively managed investment portfolio, insurance solutions (if appropriate), and estate planning. Our investment management includes the full range of investment solutions including proprietary strategies.
Forming a long-term partnership with a TriDelta advisor can carry many benefits both now and in the future. Life doesn’t move in a straight line, and neither will your financial objectives. Having someone in your corner to assist with life’s biggest decisions can help to maximize your financial potential.
Financial Plan Only Engagement
A plan only engagement is described as a complete, but one-time financial plan. You will have the option to extend the relationship with TriDelta to become a full client should you choose.
The financial plan will include:
- An analysis of your current financial situation taking into consideration all your personal goals and objectives. A recommended scenario is developed illustrating the impact of our advice.
- An overview of your expected lifetime tax bill given the status quo. Starting from there, we review possible strategies that could save you a meaningful amount in lifetime taxes.
- An investment policy that includes investment objectives (return expectations and risk description) and constraints (time horizon, tax issues, and income requirements).
- An independent review of your current insurance policies to ensure proper alignment with your needs.
- A review of your estate and recommendations to maximize the estate should you identify this as an objective.
- Guidance on how best to implement your financial plan with a description of any action steps you should take to ensure your plan has the best chance to succeed.
Insurance Only Engagement
We have cultivated relationships with virtually every life and health insurance company in Canada to better allow us to offer competitively priced plans curated just for you. Your TriDelta Insurance Advisor will create a custom-tailored strategy specific to your needs. We can also do a review of your current insurance policies to determine if they still make sense for your needs.
Fees that make sense
Full Client Engagements are applied a fee based on the investment assets under management. This is a tiered schedule which declines as the investment portfolio grows. This fee encompasses all TriDelta services and ensures our interests align with yours, maximizing the value of your financial potential.
Clients can also benefit from having tax deductible management fees applied to non-registered investment accounts.
Plan Only Engagements are applied a fee dependent on the complexity of the client’s needs which typically range between $2,500 and $5,000.
There is no charge for a review of your insurance.
It all starts with a conversation
Start optimizing your financial future today.