Articles

Seven ETFs to counter a Canadian portfolio bias (from the Globe and Mail)

Lorne Zeiler, VP, Portfolio Manager and Wealth Advisor at TriDelta Financial was interviewed by Joel Schlesinger of the Globe and Mail on how Canadian investors can use ETFs to reduce specific Canadian market risks in their portfolios. (Article printed on September 26, 2017). In the investing world, you can have too much of a good…

FINANCIAL FACELIFT: Christopher, 70, wants to ‘ease into retirement’ – and avoid double taxation

Below you will find a real life case study of an individual who is looking for financial advice on when he can retire and how best to arrange his financial affairs. His name and details of his personal life have been changed to protect his identity. The Globe and Mail often seeks the advice of…

Alternative Investments – A proven path to higher and stable returns

Equity markets have recovered significantly in recent years and are now considered fully valued or overvalued. Bond markets have experienced 30 years of declining interest rates and are also expected to have low returns for a while. This suggests it’s time to consider other asset class solutions such as global corporate real estate, infrastructure, private…

The question on every Toronto retiree’s mind: Do I sell my house now?

There are early indications that residential home prices in the Greater Toronto Area are starting to level off. Between changing mortgage rules, a new foreign buyers’ tax, and banks placing tougher standards on property valuation, there is definitely some downward pressure from many sides. This possible peak often gets my older clients to think harder…

Major changes to the Ontario Disability Support program

The Ontario disability support program (ODSP), the income benefit for adult Ontarians with a disability, aged 18 years to 65, was introduced in 1998. The ODSP benefit replaced the old Family Benefits Allowance (FBA) which had been in place for a number of years, however on September 1 2017 the ODSP will undergo a number…

FINANCIAL FACELIFT: New worlds to explore for couple eyeing retirement

Below you will find a real life case study of a couple who are looking for financial advice on when they can retire and how best to arrange their financial affairs. The names and details of their personal lives have been changed to protect their identities. The Globe and Mail often seeks the advice of…