July 2011 Newsletter
TriDelta Insight
Mortgage Highlights
5 Year Closed:   3.59%
5 Year Variable: 2.10%
TriDelta Financial
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Email: tedr@tridelta.ca
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Dear reader,
Summer is here in its glory and we’re loving it. The city is alive and there’s plenty to do, Jazz festivals, the Fringe Festival, Summerlicious or Cirque Totem. Embrace it, love it.

Our July issue offers a number of must reads that will leave you in awe, particularly our travel feature.

We’re also very pleased and enthusiastic to announce our new partnership with Alzheimer’s Canada to assist them in the battle to find a cure for this horrific disease.

Enjoy and be well,

TriDelta Financial

Investment market review

Many strategists are calling for a bullish trend in the second half of this year once we get through a few more tough economic reports in the weeks to come. Our "Silver lining" comes in the form of expected incoming data to begin surprising to the upside through July as we 'climb the wall of worry' and hope to see good stock market returns once again.

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TFSA vs RRSP account

Like many Canadians most of us won't be able to contribute the maximum to both a TFSA and an RRSP so what is the best strategy?

Let's say you have $5,000 to invest and assume for illustration that this is invested for 20 years, grows at 5.5% each year after fees and that your tax rate remains constant at 40%

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Travel feature – Human Planet

Here is a slide presentation that will amaze you.

Photographer Timothy Allen accompanied the BBC film crew for the Human Planet series that explores mankind's incredible relationship with nature, shooting in about 40 countries.

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TriDelta adopts Alzheimer’s

At TriDelta Financial we believe in making a difference, not only to your financial peace of mind, but to make our world a better place. Over the years we have supported many charities in a variety of ways, but decided to focus our efforts in the hope of making a meaningful difference. We’re excited in anticipation of delivering greatly to this vital cause.

In the months and years to come we will share stories and offer knowledge about Alzheimer’s disease and related dementias as we encourage you to join us in support of the battle to find a cure for this debilitating disease.

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What’s up with all the milks?

Have you noticed the plethora of options when you pop in to buy milk these day? Well we decided to make some simple sense of it all.

Soy Milk:
Pour it if you’re a vegan or can’t have dairy. Soy milk is one of the few alternatives that almost measure up to the protein levels in cow’s milk.

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Claire's Pick

A beginners guide to acting English
by Shappi Khorsandi

Shappi Khorsandi was born in 1973 in Tehran and moved to London with her family in 1976 who were exiled after the revolution of 1979. A stand-up comedian, she has performed all over the world, including her appearance in the popular British show 'Have I got news for you?'

When you're young, just growing up seems hard enough. But if you've been shipped to a new country and you don't speak a word of the language, it's even harder. And if the Ayatollah wants you and your family dead, then that's when it gets really tricky. It sounds like a cracking plot for a novel, but this is the tale of Shappi Khorsandi's real life!

The turmoil in Iran doesn't affect her young life, as - like any child she's more concerned about fitting in at school than anything else, which isn't always easy when your parents are sticking to their Middle Eastern ways.

Despite the horrors in Iran and the terror of being on the wanted list in England, this book is light-hearted and positive, a touching memoir that captures the sadness of cultural transition.

Claire's Pick

The Trip

Any BBC miniseries is a must see for me and this movie adapted from the original 3 hour series is no different.

The Trip consists of little more than British comedians Steve Coogan and Rob Brydon embarking on a culinary tour of northern England. Coogan’s been commissioned by The Observer to write an article on the local cuisine, and he sees it as good enough an excuse as any for a free holiday. Coogan’s girlfriend was supposed to accompany him, but she pulls out at the last minute, so Coogan reluctantly invites Brydon to be his travelling companion as they tour the country and visit some of its most prestigious restaurants.

The resulting film consists of sumptuous meals, a bit of travelogue, and constant conversation with the friendly rivals trying to outdo each other’s mimicry and occasionally comparing notes on their lives and careers.

The trip is hilarious, thoughtful and bittersweet.