February 2011 Newsletter
TriDelta Insight
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Dear reader,
Welcome to our February 2011 newsletter.

The first article is an unbelievably creative visual demonstration of human health and life expectancy over the last 200 years. This really is worth taking 4 minutes to watch the video.

The other articles are as interesting and cover tax issues, dementia's subtle symptoms, credit scores and Claire's monthly book and movie picks.

Oh and don't forget to make your RRSP contribution before the 1st March 2011 deadline.

Enjoy and be well,

TriDelta Financial

The Evolution of Human Life Expectancy in 4 Minutes
The evolution of human Life Expactancy in 4 Minutes

The past 200 years have evolved consistently toward better health, wealth and longer life expectancy. Professor Hans Rosling converts international statistics into moving, interactive and enjoyable graphics. This exuberant professor takes us through the last 200 years of global history and its uneven growth of wealth and health.
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Tax changes and deadlines for the 2011 tax year
A number of changes will take effect on January 1, 2011, most of them affecting individual taxpayers. The more significant changes are listed below.

RRSP deduction limit increases to $22,450

The RRSP contribution limit for the 2011 tax year (for which the contribution deadline is February 29, 2012) will increase to $22,450. In order to make the maximum contribution for 2011, it will be necessary to have had earned income for the 2010 taxation year of $124,722.
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More than memory loss: Recognizing dementia's early symptoms
Recognizing dementia's early symptoms
They say hindsight is 20/20 and never is that more true than when looking back on the first signs of dementia.

Most people understand diminished short-term memory is a symptom of Alzheimer's disease. But there are more subtle signs that if recognized in time, could lead to early diagnosis and treatment.

Mood swings, misplacing things and difficulties finding the right word are just three examples.
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What is a credit score
Each of us along with millions of other Canadians have our credit history collected, recorded and maintained by at least one of Canada's credit rating agencies: Equifax Canada or TransUnion Canada.

Your credit file is created when you first borrow money or apply for credit. On a regular basis, companies that lend money or issue credit cards to you, including banks, finance companies, credit unions, retailers, send specific factual information related to the financial transactions they have with you to credit reporting agencies.
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Many people, both employed and self-employed, use their own car for business. Everyone knows they need to retain and tabulate all their receipts for gas, maintenance, insurance, CCA, washes etc in order to substantiate the claim they are making in their tax return. Not so many, however, realize that in order to substantiate the business portion of these expenses, they are supposed to be keeping a detailed mileage log.
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Claire's picks:
My book pick: One Bird's Choice by Iain Reid

Can you ever go home again?

Ask twenty-something Iain Reid, who trades his bug-infested basement apartment in the city for his old room in his parents' farmhouse when he lands a part-time job at a radio station near his hometown.

This comic memoir serves up decent doses of home-cooked food, family dysfunction and bad fashion tips.

My movie pick: Another Year

A look at 4 seasons in the lives of a happily married couple, who are surrounded by friends, colleagues and family who all seem to suffer some degree of unhappiness.

Another Year is about the unequal distribution of happiness.

Why do some people - like Tom and Gerri, the couple at the centre of this story - seem to have an inexhaustible supply, while others seem unable to acquire even the smallest portion? It's a picture about friendship, love, life and all the uncomfortable moments in-between.