TriDelta Insight
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Dear reader,
This week marks the start of the Chinese New Year - year of the Dragon, a year that is believed will serve up some positive watershed moments. Let's hope this is the case and that we can put 2011 firmly behind us.

We remain cautious on the global economic situation, but optimistic on recent positive economic data breaking through the storm clouds as we head into the new year.

This issue delivers a number of interesting items from investment observations, enhancing your life, an amazing travel destination, Alzheimer's news and some great reading and movie ideas.

Enjoy & be well,

TriDelta Financial

Investment observations
There are always worries and items 'hanging over our heads' from an investment perspective. Our current worries range from European deleveraging to increasingly unpopular austerity measures and fears that the euro dream may implode.

They include concerns over a possible hard-landing in China, war with Iran and dysfunctional politics in the US. Investors understandably have little comfort.
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Want to enhance your life?
Here are a few easy habits to follow:
Many of our problems come from within our own minds. Here are some simple habits to embrace which will enhance your experience and life journey:
  1. Do one thing at a time. Instead of having tasks pile up, pick one thing to do at a time, when you're done you will feel satisfied and proud.
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Travel - Simon's Town.
South Africa's third-oldest settlement, Simon's Town is named after Governor Simon van der Stel, who selected its harbour as a safe alternative to Table Bay during the stormy Cape winters.

The town is amazing! It is 42km from Cape Town, which is accessible by road or train. The Metrorail service is well worth taking as it is one of the world's great suburban train rides, offering a giddying series of beachfront views across False Bay when you can often see whales en route to Simon's Town Victorian station.
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Alzheimer's symptoms dismissed
The Alzheimer Society of Canada is warning that too many seniors are dismissing the early signs of dementia as just "normal aging," and waiting too long to ask their doctor about their symptoms.

The society recently completed a survey of nearly 1,000 caregivers of Alzheimer's patients, and found that about half said their loved ones waited a year or longer after their symptoms began before going to see a doctor. Almost 16 per cent waited more than two years, the survey found.

Those delays can hold up care and prevent people from accessing the medications that can help slow the disease in some patients, the Alzheimer Society says.

Are our homes overvalued?
Much has been written about the global and particularly the US housing markets being overvalued. Our homes are typically one of the single biggest purchases we ever make and represent much of our wealth and security.

Last year we reported that the Economist magazine estimates that Canadian real estate is overvalued by a staggering 23.9%. See http://tridelta.ca/The-Canadian-Financial-Planner/2011/06/is-canadian-residential-real-estate-overvalued/
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Claire's viewing pick
Midnight in Paris....
A Woody Allen movie

This is a wonderful little movie, a romantic comedy set in Paris about a family that goes there because of business, and two young people who are engaged to be married in the fall have experiences there that change their lives. It's about a young man's great love for a city, Paris, and the illusion people have that a life different from theirs would be much better..

Owen Wilson takes on the role of Gil, a disillusioned Hollywood screenwriter with dreams of being a great novelist. He's revising the first draft of a book while visiting Paris with his practical minded fiancée Inez (Rachel McAdams) and her family.

Gil is transported back into his chosen Parisian golden age, where he encounters many of his cultural hero's, a process that repeats itself each night.

Back in the daylight world of the 21st-century Paris, Gil must contend with a materialistic fiancée her vulgar, moneyed parents and an insufferable pedant named Paul (Michael Sheen).

I thought at first that Owen Wilson seemed a bit of a daft choice for this particular role, but he turns out to be ideal and utterly charming.

This film reiterates the importance of art and romance in our lives and that lasting relationships are built not on lust or love at first sight, but on understanding based on shared tastes.

An enjoyable film.

By Claire Corrie Director, Client Service.
Claire's reading pick
Dress Your Family in Corduroy and Denim
by David Sedaris

This book is a collection of short stories by the highly regarded New York Times columnist David Sedaris. Reputed to be one of the funniest and wittiest writers of our age, David gives us a glimpse into his life (and strange family) with his remarkable gift for humour and poignancy.

For a preview of what David is about I suggest going on to YouTube where you can see him reading extracts from his book on such places as the David Letterman Show or just listen to an audio version on YouTube. I especially enjoyed the stories 'You and me', 'The end of the affair' and 'Nuit of the living dead'. Sure to put a smile on your face.

By Claire Corrie Director, Client Service.
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